Welcome to our
latest How to Buy blog; a monthly blog that gives you tips and advice on the
house buying process.
This month,
we’re looking at Help to Buy and, more specifically, what a Help to Buy agent
is and how they can help.
Did you know
that 60% of our sales in the last 12 months have been under Help to Buy? The
Government scheme has become increasingly popular since its launch in 2013,
with many people attracted by the 5% deposits and 75% mortgage available.
Helping to meet
the high level of demand from people looking to get onto or up the property
ladder, the Homes and
Communities Agency has introduced Help to Buy Agents who are there to help find
the right scheme for you.
These agents
are fully trained by the Government and are there to be a helping hand
throughout the entire process from explaining what schemes you are eligible for,
right through to the purchase of your new home.
Help to Buy
Agents are able to give you the best advice as well as being the ones who make
the initial decision on whether or not you are eligible for Help to Buy or not.
In most
instances, people will have initial conversations about Help to Buy with our
sales team who will then refer you to our recommended mortgage adviser and the
Help to Buy agent.
Our sales team
will remain on hand throughout the process to answer any questions you have;
meaning you have support from all parties.
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