Tuesday, 20 December 2016

How to improve your credit score

As part of our How to Buy series, this blog from the Mortgage Bureau looks at your credit score and what you can do to improve it when buying a new home. When applying for a mortgage, lenders use your credit score to analyse the risk and determine how likely you are to repay the amount you borrow, including interest. It is calculated using...

Thursday, 1 December 2016

10 reasons to buy new

Compared to an older, second-hand home, buying new can offer a number of advantages that you might not have thought about before… 1.    It’s brand new! So you’ll be the first person to call it home. 2.    A new build is essentially a blank canvas, ready for you to make it your own. 3.    Everything is...

Thursday, 24 November 2016

Top tips for being mortgage ready

As part of our How to Buy series, this blog looks at how to prepare yourself (and your finances) for buying a new home. Whilst nothing is guaranteed, here’s a few tips from the Mortgage Bureau to being mortgage ready… 1.    Sit down and look at your finances. What’s a necessity and what’s a luxury? Work out your budget based on your...

Thursday, 17 November 2016

Add a touch of magic to your carpet

Feature walls, statement light fittings and bold prints have all become pretty commonplace when decorating your new home but are you brave enough to make the carpet the real showpiece in your room? We caught up with Sam Simmonds at Killer 5 Interiors to discuss this emerging trend… “For nearly two decades, a beige or oatmeal carpet has very much...

Monday, 31 October 2016

Trick or Treat?

Whether you are holding your first party in your new home or having a spooky family get together, Halloween is the perfect time of year to whip up a few treats in your kitchen. Believed to have originated from Celtic harvest festivals and on the eve of All Hallows Day, Halloween has become ever more popular over recent years. To help you pull off...

Thursday, 27 October 2016

Help to Buy - What you need to know

You might have seen the recent news that the government will not be extending the Help to Buy: Mortgage Guarantee Scheme from December this year, but what does that actually mean and more importantly what does it mean for you? Firstly, don’t panic. While the Help to Buy: Mortgage Guarantee Scheme will no longer be available, you will still be able...

Wednesday, 12 October 2016